the healthcare law was passed in large part to address the twin issues of cost and coverage. that is exactly what has begun to happen over the last two years. the law's first principle is very simple. if you have come. coverage, you can keep it. for the 260 million americans with insurance today, the main change is that they will get more security. the law puts in place new insurance rolls, and many of those are already in place, prohibiting insurers from capping the coverage or canceling it without cause if someone gets sick. preventive care is now free for 54 million americans with private plans. there are new limits on how much of your premium insurance companies can spend on overhead costs like ceo bonuses. as a result, starting this summer, about 13 million americans will get rebates from their insurance companies. you heard me correctly. insurance companies are actually sending money back to their customers thanks to the new role. -- rule. affordable care act does not cut medicare benefits. in fact, the program -- the program is more robust than ever. new benefits have